At the end of 2007, there were 864 investor accounts and 98 borrower accounts at RSF. We made a total of $28 million in new loans compared to $18.5 million in 2006, a 66% increase. At RSF Social Finance, your investment or loan creates positive social change while achieving your financial goals. Investors make it possible for us to finance the growth and success of enterprises such as those listed here.

RSF strives to respond to the needs of social entrepreneurs by offering innovative lending services through a deeply caring and relationship-based approach. Over the years we have expanded our offerings to include mortgage and construction loans, pledge loans, guarantee community loans, working capital lines of credit, and accounts receivable loans. We also do loan participations with other social finance institutions.

RSF is proud to be the lender of choice for emerging leaders and innovators of charitable organizations and sustainable businesses.

Education and the Arts

Independent Education

California Institute of Integral Studies. An accredited institution of higher education that expands the boundaries of traditional degree programs with interdisciplinary, cross-cultural, and applied studies in psychology, philosophy, religion, cultural anthropology, transformative learning and leadership, integrative health, and the arts.

École Rudolf Steiner de Montréal
Pasadena Waldorf School
Portland Waldorf School
The Meadowbrook School
The Waldorf School (Lexington, MA)
Tucson Waldorf School
Sunfield Education Association
Waldorf School of San Diego

Schools inspired by the work of Rudolf Steiner and designed to address the intellectual, emotional, aesthetic, and social needs of the whole child.

Cultural Institution

Napa Valley Opera House. Built in 1879 offering a wide variety of performance styles with state-of-the-art equipment and superb acoustics.

Independent Media

The Booksmith. Established in 1976, The Booksmith is one of San Francisco’s leading independent bookstores.

Lifesharing Communities

Community Homestead. A non-profit lifesharing community established in 1995 where adults with special needs live in extended family households.

Four Winds Community. A non-profit lifesharing community established in 1993 committed to helping individuals with disabilities develop to their fullest potential and capabilities.

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Environmental Stewardship

Green Building

Aldeia Development LLC. Developer of Independence Station in Independence, Oregon, a 57,000 square-foot mixed-use high performance building. RSF’s loan is for the construction of what is slated to be the single highest scoring LEED rated building in the world in 2008.

David Brower Center. A LEED Platinum-rated building and multi-tenant non-profit center for the environmental and progressive communities in Berkeley, California.

Renewable Energy

Better Energy Systems. Better Energy Systems designs and manufactures the award-winning Solio, the first solar hybrid charger on the market for mobile devices such as cell phones, PDA’s, MP3 players, and GPS navigation systems.

Borrego Solar Systems, Inc. Specializes in the design and installation of turnkey, grid-connected commercial, residential and public sector solar electric systems. Borrego is currently the third largest independent installer of residential solar systems in California with plans to expand.

Sustainable Materials

EcoTimber. Specializes in offering sustainably harvested and reclaimed wood products from forests that are certified by the Forest Stewardship Council (FSC-certified).

Entac Emulsions Solutions. Manufactures and distributes environmentally friendly, 100% liquid organic binders and sealants produced from naturally occurring resins. One of its products is used to reduce dust emissions from construction sites.

New Leaf Paper. A company that is changing the paper industry by producing and distributing innovative environmentally friendly paper.

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Food and Agriculture

Sustainable Agriculture

Skyword Family Foundation. A private foundation supporting biodynamic agriculture and educational programs.

Organic Food/Beverage

Nutiva. America’s leading hemp food brand, marketing organic Hemp Oil, Hemp Protein, Hemp-Shake, Shelled Hempseeds, Food Bars, and Coconut Oil.

Tomales Bay Foods. Purveyors and makers of artisan and farmstead cheeses made with organic cow’s milk; parent company of Cowgirl Creamery, an artisan cheese maker in Point Reyes Station, California.

Fair Trade

Central de Cooperativas Agrarias de Cafetaleras (COCLA). A Fair Trade organization serving 8,500 small-scale, family farmers organized into twenty-three coffee cooperatives spanning the Cuzco region of southern Peru.

Numi Organic Tea. A Fair Trade certified specialty tea company providing organic full-leaf quality teas while committing itself to social and environmental sustainability.

Pachamama Coffee Cooperative. A Fair Trade and organic certified California based company owned by more than 13,000 family farmers under four producer cooperatives in Latin America.

Odegard, Inc. An international leader in contemporary carpet design and social responsibility. All Odegard® carpets bear the RugMark® label. This label is the only recognized certification program to make sure carpets are made without child labor.

Organic Clothing

Under the Canopy. Producer of eco-friendly clothing and bedding made with innovative organic fibers and fiber blends such as organic denim, organic cotton angora and soy.

Organic Skin Care Products

Erbaviva. Producer of natural eco-friendly USDA Organic Certified skincare products.

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Other Non-Profit Support

Affordable Housing

Little Tokyo Service Center (LTSC). Affordable housing developer of over 600 units since 1979. RSF participated in this loan with Low Income Investment Fund, Local Initiatives Support Corporation, and Century Housing for the pre-development of five scattered affordable sites. LTSC also provides on-site social services to its residents such as youth mentoring, after-school programs, small business assistance, and community organizing.

Fundraising Organizations

Network for Good. Network for Good is one of the Internet’s leading charitable resources making it simple and affordable for all non-profits, of any size, to recruit donors and volunteers on-line.

Public Outreach. A Canadian professional fundraising consultancy that works primarily with select nonprofit organizations to engage donors in face-to face and telephone conversations.

Wednesday, March 26th, 2008