Apply for A Loan

The first step is to complete one of our pre-application forms:

If initial lending criteria are met, we will invite the applicant to submit a full Loan Application with additional documentation, which may include historical and projected financial statements, board officer and management resumes, and a business plan type of narrative.

Important to the due diligence process is a site visit, in which two or more representatives of RSF Social Finance visit the potential borrower and meet the people who manage the organization. Site visits usually take the better part of a day. During the site visit, we would likely talk to board committee members who are most closely involved in the proposed loan, the full board, appropriate staff, and in the case of a school, faculty members, and parents.

Upon receipt of a complete loan application with no extraordinary issues, it can be expected that a loan would be approved and closed within 60 days.

After considering RSF’s General Loan Guidelines, please feel free to call with any questions and let us know what we can do to help.